Fred Smith Fred Smith
  Certified Residential Specialist

 RE/MAX Masters Millennium
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Buying a home is a big deal. The financial and emotional stakes are high – but the rewards can pay dividends for a lifetime. Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can't get from renting. You have a place to live when you rent, but buying is something much deeper and better. Let me help you find the home of your dreams. Start your search by browsing my featured listings, using the home search tools available on this site, or contact me for personal, one-on-one help with what may be one of the largest decisions you will ever make.


The concept of a mortgage is quite simple. It’s basically a loan for a home wherein the property itself is used as collateral. Securing a mortgage, however, can be complex. The process may take more than a month, as several parties – from the escrow officer to the loan underwriter – work behind the scenes to put it all together. For more information about mortgages and featured lenders, Click Here.

Mortgage Calculator

This simple mortgage calculator can help determine what a typical mortgage payment including escrows will be and give you an idea of what you can afford when buying a home. For more mortgage calculators, Click Here.

Loan Amount: 
Annual Tax: 
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Monthly Principle + Interest
Monthly Tax
Monthly Insurance
Total Payment