Fred Smith Fred Smith
  Certified Residential Specialist

 RE/MAX Masters Millennium
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My Blog
Community Links Contractors

Whether you are looking to buy or sell or you are just curious about the market, stay up to date with the real estate news on my blog or view some of the helpful real estate articles below. You can also explore the Denver metro area by visiting my community links page or if you are thinking about a remodeling project, check out my list of preferred contactors.

Active Adult Communities

Specializing in both Heather Gardens and Heritage Eagle Bend, I have plenty of experience helping clients move into active adult communities. For more information about Heather Gardens or Heritage Eagle Bend, view the pages on this site. For a list of other active adult communities in the Denver metro area, click here. Let me put my experience in the active adult communities around Denver to work for you.

Red's Shed

The Red's Shed community is built on the idea of sharing your tools and equipment with your neighbors. Do you have tools just sitting around collecting dust? List them on Red's Shed, share them with your neighbors and make some money in the mean time. Do you need tools for a project? Why pay the high prices to buy new tools and equipment when you can rent the same stuff from your neighbors for less. Save money, time and the environment by borrowing from Red's Shed. Visit for more information.

Real Estate Articles

Remodeling Cost vs. Value

Which home upgrades score big with buyers? REALTORS® in markets across the country each year judge the effects of 35 home improvement projects on sales prices in Remodeling magazine's annual Cost vs. Value Report, done in cooperation with REALTOR® Magazine. Click here to see the results of the Cost vs. Value Report.

Visit for tips on how to protect, maintain, and enhance the value of your home.

Find Your Home Style

With so many homes on the market these days, buyers may find it difficult to decide which style of home is right for them. HGTV's outlines several factors to consider when choosing a home style, including the region of the country, personal tastes, lifestyle and budget. First, think about what part of the country you plan to live in and the type of neighborhood that appeals to you. Some home styles are more prevalent in certain parts of the country and in certain communities. For example, bungalows are more common in the Midwest, while Colonials are more prevalent in the Northeast. Budget is also a consideration. For first-time homebuyers on a budget, certain home styles may be out of their price range. Meanwhile, move-up buyers with more cash available can consider a more spacious home with luxury amenities.

How much space do you need? For growing families, the typical American ranch home usually offers plenty of space and a large yard for kids to play, while a smaller ranch home may be a better option for empty nesters and older singles. When selecting a home style, think carefully about the upkeep. How much home maintenance are you willing to do? Older homes may have more history and character but they sometimes require more maintenance, while newer homes may only require some minor touch-ups and may be more move-in ready. Modern home styles with open, free-flowing floor plans and outdoor living spaces will likely appeal to those who love to entertain or have families. But smaller, cozy spaces may be better suited to older couples or single homeowners who enjoy their privacy. The best part about finding the best home style to fit your lifestyle is decorating it to make it all your own.

New Requirements for Landlords Who Deny on the Basis of Credit Score

Landlords and their agents need to be aware of how they may be affected by new requirements imposed upon them by the Fair Credit Reporting Act (FCRA). Landlords who take adverse action regarding a tenant application will have to provide specified information if that adverse action is based upon the applicant's credit score.
What might adverse action be? At least one of the following: 
1) Denying the lease/rental application;
2) Requiring a co-signer;
3) Requiring a higher security deposit;
4) Requiring an increased rent amount.
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