Search for Homes

Use the home search tool, browse my featured listings, or contact me for personal, one-on-one help finding the home of your dreams.


Buying a home is a big deal. The financial and emotional stakes are high – but the rewards can pay dividends for a lifetime. Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can't get from renting. You have a place to live when you rent, but buying is something much deeper and better. Let me help you reach your real estate goals.

Mortgage Calculator

This simple mortgage calculator can help determine what a typical mortgage payment including escrows will be and give you an idea of what you can afford when buying a home.

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Mortgages

The concept of a mortgage is quite simple. It’s basically a loan for a home wherein the property itself is used as collateral. Securing a mortgage, however, can be complex. The process may take more than a month, as several parties – from the escrow officer to the loan underwriter – work behind the scenes to put it all together. 

Looking for the right mortgage is one of the first steps toward buying a home. In this process, it is best to determine how mortgage payments will fit into your current budget as well as your future budget. If you can afford to buy a home, then you must decide how much mortgage you can afford. You can get an idea of the cost of different mortgages through mortgage calculators or by talking to a lender.

Once you determine how much you can borrow, you can pre-qualify for a loan. To do that, you will need to supply information about your employment, your assets, your residence history, and so on to a lender who will also run a credit report. Once the lender reviews all this information you will receive a Pre-Qualification Letter letting you know a more accurate amount of what you can afford in a home. Then the fun of searching for the perfect home begins.

Once you find the home of your dreams, you can make an offer. When the offer is accepted, you will complete a loan application. Your lender will order an appraisal of your new home and will work with you to get any documents that are needed for the approval of the loan. Once your loan is approved, the lender will get all the papers to the title company for you to sign at the closing.

For more information about the mortgage and loan process, contact my featured lender:

Courtney Horn

The Horn Funding Corp
Courtney Horn

9155 E. Nichols Ave. #150
Centennial, CO 80112
Phone: (303) 957-4008
Fax: (303) 484-3474
E-mail: Courtney@HornFunding.com
Website: www.HornFunding.com

Fred Smith

Fred Smith
Certified Residential Specialist

RE/MAX Masters Millennium
303-930-5132
FredSmith@Remax.net

Contact me for honesty, integrity and service excellence!

  

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